Welcome to the autumn 2009 edition of the Positive Mortgages Mortgage View newsletter. The newsletter is designed to give you up to date information and valuable insight into the UK mortgage market. In addition we hope it highlights other topical issues you should be aware of.

This issue deals with the following topics:

‘Grab a discount’ - On 5 November 2009 the Bank of England Monetary Policy Committee kept the base rate at 0.5%. So what does this mean for interest rates and how might this affect your mortgage?

‘Some savings are not worth making’ – In these times of recession we are all looking for ways of saving money. However, some savings are worth making, others are false economies.

‘Positive omens for recovery in the mortgage market’ – Recently there have been some signs that the mortgage market may be returning to some normality.

‘Protect your mortgage – it’s critical’ – Most of us don’t think twice about taking life assurance to cover our mortgage in the event of our early death but how many of us cover ourselves against a more likely event than death – a critical illness?

We hope you find it of use